For Retirees & Pre-Retirees

The Senior Money Survival Guide

The Senior Money Survival Guide book cover, $19.99, was $49.99

Stop leaking money to banks, the IRS, and outdated advice. A plain-English playbook for protecting what you've earned.

By Walter Baron

$19.99 $49.99
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66
Pages
20
Chapters
8
Toolkits
12
Money Leaks Fixed

There's a difference between being entitled to your money and actually keeping it.

The government doesn't mail you the senior property tax exemption. Social Security doesn't call to say you filed at the wrong age. Your bank doesn't remind you to add a beneficiary. Every one of those is money you earned — quietly slipping away, simply because no one handed you the form.

This guide fixes that. In plain English, one topic at a time, it shows you exactly what most seniors overpay or miss — and the simple forms that protect it.

What's Inside

20 chapters covering the exact places seniors lose money — and exactly how to stop it.

1Bank Accounts

The POD form that stops your account freezing at death, and the beneficiary names that override your will.

2Property Tax

The 3 exemptions homeowners never file, plus the Senior Freeze that locks in your home's assessed value.

3Protecting Your Home

How to pass your home on without probate, and how to shield it from nursing-home costs.

4Social Security

Claiming at the right age (the $144,000 decision), plus survivor, spousal & ex-spouse benefits most people miss.

5Medicare

Programs that pay your Part B premium for you, and the Medigap switch secret almost no one uses.

6Income Tax After 65

The extra $6,000 senior deduction and other easy-to-miss savings once you turn 65.

7RMDs

The December deadline that carries a 25% penalty, and how to give from your IRA completely tax-free.

8Estate & Scams

Wills, trusts & powers of attorney, a family emergency plan, and how to spot the scams that target seniors.

+Plus the Toolkit

8 appendices: a 50-state quick reference, forms-by-number (POD, SSA-44, SSA-1199, 50-114, PTAX-340), fill-in worksheets, a family emergency sheet, word-for-word phone & bank scripts, a key-ages & deadlines calendar, a plain-English glossary, and a one-page master action list.

Who It's For

Homeowners
Stop overpaying property tax and protect the home you'll pass on.
Anyone on Social Security
Claim every dollar you're owed — and avoid the claiming-age mistake that costs the most.
Caregivers
Help a parent or spouse get their accounts, benefits, and paperwork right.
Anyone 50+
Keep more of what you've already earned, no jargon required.

Keep More of What's Already Yours

66 pages. 8 toolkits. 12 money leaks fixed. One-time price, lifetime access.

Buy Now — $19.99 Instant digital download · Secure checkout via Gumroad

Frequently Asked Questions

I rent — is this for me?

Yes. Only 2 of the 20 chapters are property-specific. Everything else — Social Security, Medicare, income tax, RMDs, estate planning, and scams — applies whether you rent or own.

What format is it?

An instant-download PDF. Read it on your phone, tablet, or computer, or print it out. No app or account needed.

Is this financial advice?

No. This guide is for educational purposes only, not legal, financial, or tax advice. Rules vary by state and change over time — always verify with official sources and consult a professional for your specific situation.

My income is higher — will this still help?

Yes. The tax, RMD, Social Security timing, and estate-planning chapters apply at any income level — and often there's more at stake the higher your income is.